Sure Financial Services Pty Ltd

Borrowing Power Calculator

Enter your income and expenses to estimate how much you may be able to borrow for a home loan.

Borrowing calculator
Repayment calculator
Stamp duty calculator
Refinance calculator

About us

Our income

Annual income before tax

Annual income before tax

Income from investment properties

E.g. bonus, overtime, dividends

E.g. bonus, overtime, dividends

Expenses

You may be able to borrow up to

$547,000
$10,000 $547,000
Principal and interest repayments
$3,508 Loan over

Based on a

(Comparison rate: 6.65% p.a.)**

Minimum borrowing amount is $10,000 to be eligible for a home loan.

Why apply for conditional pre-approval?

Get conditional pre-approval so you can confidently find your property. Chat to one of our lenders or start your application online in 10 minutes.

What you'll get
  • A tailored interest rate when you speak to us
  • Market news & insights for suburbs you're interested in
  • Ongoing expert lending support
  • An estimate of how much you can borrow based on the information you provide
$
years
% p.a.
Or

Your monthly repayments

Principal and interest
$2,318
Monthly repayment
Interest rate
8.55%
p.a.
Total loan repayments
$834,257
Total interest charged
$534,257
$
$
$

Your upfront costs would be $0

$0
Savings
$0
Upfront costs
=
$0
Savings left for deposit

After covering your upfront costs, you'd have $0 savings remaining for a deposit.

Edit and explore these upfront costs

Government (e.g. stamp duty) $0
Conveyancing $0 EST
Bank $0
Other $0
Total upfront costs $0

Your current home loan

$
% p.a.

Your new home loan

Owner occupied
An investment
Principal & Interest
Interest only

Comparison rate: 6.03% p.a.

Loan options displayed based on property and repayment type. You can select your LVR tier.

Your new monthly repayments

$1,854
Interest rate
5.90%
p.a.
Comparison rate
6.03%
p.a.
Our estimate of your current Principal and interest monthly repayments
$2,025

Your new rate could save you

$171
Monthly
$2,052
Yearly
$55,404
Over loan life
You could pay off your home loan sooner

By maintaining your current repayment amount, you could pay off your loan faster and save on interest.

Features & fees

This loan includes features like offset account, redraw facility, and no ongoing fees.