Sure Financial Services Pty Ltd

SMSF loan

SMSF loan is used by a self-managed superannuation fund to purchase an investment property — typically a residential or commercial property — using money from the fund, along with borrowed funds.

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We can assist you with this specialist lending and can work closely with your financial planner, if applicable, to help you grow your investment property portfolio within your super and enrich your long-term financial strategy.

🌟 What Makes It Unique:

  • The SMSF is the borrower, not an individual.
  • The property must be for investment purposes only — members cannot live in it or use it personally.
  • The loan must follow a Limited Recourse Borrowing Arrangement (LRBA) — meaning the lender’s claim is limited to the property itself, not the fund’s other assets.

⚙️ Key Requirements:

  • The SMSF must be compliant with Australian super laws.
  • The loan must be used to buy a single acquirable asset (e.g., one property).
  • The property must be held in a separate holding trust until the loan is repaid.

Please email us at anuj@surefinancialservices.com.au to discuss further.

Contact us today!